Our Mission Statement:

Central Federal will provide affordable residential, commercial and consumer lending programs to meet the borrowing needs of our customers. We will provide daily and long term deposit products and services to meet the customer’s investment goals.

Association Profile:

Central Federal was founded in 1952 to provide home loans in Phelps County, Missouri. It is a mutual association governed by a five person Board of Directors elected from our members. Central Federal is located at 210 West 10th Street, in downtown Rolla, Missouri 65402. President Williams A. Stoltz said, “Although we began in 1952 to serve the area home loan and deposit needs we continue to make the necessary changes to be a full service banking institution.

The Product and Services Site is a listing of all the products and services we provide. We specialize in providing personal customer service and advice.

Central Federal is a $66 million + mutual savings and loan, owned by its depositors. Profits are used to enhance services and deepen our above average reserves. We generally prefer to keep our lending in Phelps County and the contiguous counties of Dent, Texas, Crawford, Pulaski and Maries. If you need further information, please be sure to contact us.

It is our intent to provide banking services to people that live or work in our banking area. Therefore if you would like to open a deposit account then we ask that you, or your legal representative come to our home office in Rolla, Missouri to open the account(s).